Terms of Service

Last updated: 9th September 2025

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Clear Stocks Limited ("Company," "we," "us," or "our") regarding your use of the Clear Stocks website (clear-stocks.com) and related services.

By accessing or using our website and services, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access our website or use our services.

2. Description of Services

Clear Stocks provides an information portal focused on online programming schools and courses available in the United Kingdom. Our services include:

• Educational content about programming courses and bootcamps
• School reviews and comparisons
• Career guidance and recommendations
• Newsletter subscriptions with industry insights
• Contact and consultation services

3. User Eligibility

To use our services, you must:

• Be at least 16 years of age
• Have the legal capacity to enter into agreements
• Provide accurate and complete information when requested
• Comply with all applicable laws and regulations

4. User Accounts

When creating an account with us, you must provide information that is accurate, complete, and current at all times. You are responsible for:

• Safeguarding your account password
• All activities that occur under your account
• Immediately notifying us of unauthorised use
• Maintaining the security of your account

5. Acceptable Use

5.1 Permitted Uses

You may use our services for:

• Researching online programming education options
• Accessing educational content and resources
• Subscribing to our newsletter
• Contacting us for legitimate enquiries

5.2 Prohibited Uses

You may not:

• Use our services for any unlawful purpose
• Attempt to gain unauthorised access to our systems
• Interfere with or disrupt our services
• Upload or transmit malicious code
• Harvest or collect user information without consent
• Impersonate any person or entity
• Violate any applicable laws or regulations

6. Content and Intellectual Property

6.1 Our Content

All content on our website, including text, graphics, logos, images, and software, is the property of Clear Stocks Limited and is protected by UK and international intellectual property laws.

6.2 User Content

By submitting content to our website (reviews, comments, feedback), you grant us a non-exclusive, royalty-free, worldwide licence to use, reproduce, and display such content in connection with our services.

6.3 Third-Party Content

Our website may contain links to third-party websites or services. We do not control and are not responsible for the content, privacy policies, or practices of any third-party sites.

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

8. Disclaimers and Limitations

8.1 Information Accuracy

While we strive to provide accurate and up-to-date information about programming schools and courses, we make no warranties about the completeness, reliability, or accuracy of this information. Course details, pricing, and availability may change without notice.

8.2 Educational Outcomes

We provide information and guidance but do not guarantee specific educational or career outcomes. Success in programming education depends on many factors beyond our control.

8.3 Service Availability

Our services are provided "as is" without warranties of any kind. We do not guarantee uninterrupted access to our website or services.

9. Limitation of Liability

To the fullest extent permitted by law, Clear Stocks Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to:

• Lost profits or business opportunities
• Educational decisions based on our information
• Technical difficulties or service interruptions
• Third-party actions or content

10. Indemnification

You agree to indemnify and hold harmless Clear Stocks Limited from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

11. Termination

We may terminate or suspend your access to our services immediately, without prior notice, for any reason, including:

• Breach of these Terms
• Fraudulent or illegal activity
• Abuse of our services or systems
• Request by law enforcement

12. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes by:

• Posting updated Terms on our website
• Updating the "Last updated" date
• Sending email notifications for material changes

Continued use of our services after changes constitutes acceptance of the updated Terms.

13. Governing Law and Jurisdiction

These Terms are governed by the laws of England and Wales. Any disputes arising from these Terms or use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue to be valid and enforceable.

15. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Clear Stocks Limited regarding use of our services.

16. Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, government actions, or technical failures.

17. Contact Information

For questions about these Terms of Service, please contact us:

18. Consumer Rights

Nothing in these Terms affects your statutory rights as a consumer under UK law. For more information about your consumer rights, visit the Citizens Advice website at citizensadvice.org.uk.